In fact, this is a system that has been discussed for a long time. As early as 2016, a Taiwanese financial company explained in an article that the basic idea of “tokenized payment” is to virtualize the card number, so that the real card number is not displayed in transactions in physical or online stores, etc., in order to enhance the security of the payment process.
Mastercard plans to eliminate manual input of card numbers for online payments in Europe by 2030 moving towards digitization